Lending & Borrowing

Cropr integrates with major DeFi lending protocols, letting you supply assets to earn interest or borrow against your collateral — all from a unified interface.

Supported Protocols

Protocol	Chains	Features
Aave	Ethereum, Polygon, Arbitrum, Optimism, Base, Avalanche	Supply, Borrow, Collateral management
Compound	Ethereum	Supply, Borrow
Euler	Ethereum	Supply, Borrow
Morpho	Ethereum	Optimized lending rates, Supply, Borrow, Repay
Venus	BSC	Supply, Borrow, Collateral management

Supplying Assets (Lending)

Supply your tokens to earn interest:

1. Go to Earn > Lending & Borrow
2. Select a lending protocol (Aave, Compound, Euler, Morpho, or Venus)
3. Browse available reserves and their APYs
4. Click Supply on your chosen asset
5. Enter the amount to supply
6. Approve the token (first time only)
7. Confirm the supply transaction

Reserve Information

For each lending reserve, you'll see:

• Supply APY — Annual interest rate earned
• Total Supply — Total assets supplied to the pool
• Collateral Factor — Maximum borrowing power per unit supplied
• Your Balance — Your current supply balance

Borrowing Assets

Borrow tokens against your supplied collateral:

1. Supply assets and enable them as collateral
2. Go to the Borrow tab
3. Browse borrowable assets and their rates
4. Click Borrow on your chosen asset
5. Enter the borrow amount (up to your maximum borrowable)
6. Confirm the borrow transaction

Collateral Management

To enable or disable an asset as collateral:

1. Navigate to your supplied positions
2. Toggle the collateral switch for the asset
3. Confirm the transaction

caution

• You cannot enable collateral on assets with a collateral factor of 0
• You cannot disable collateral on assets you've already borrowed against

Maximum Borrow Amount

Your maximum borrowable amount depends on:

• Total supplied value
• Collateral factor of each supplied asset
• Current borrow positions
• Protocol-specific health factor requirements

Repaying Loans

To repay borrowed assets:

1. View your borrowed positions
2. Click Repay on the position
3. Enter the repay amount (use percentage buttons: 25%, 50%, 75%, Max)
4. Confirm the repay transaction

Withdrawing Supplied Assets

To withdraw your supplied tokens:

1. View your supplied positions
2. Click Withdraw on the position
3. Enter the withdrawal amount
4. Confirm the withdrawal transaction

info

You can only withdraw up to the maximum amount that keeps your position healthy. If you have active borrows, you may need to repay some first.

Position Tracking

Cropr tracks detailed metrics for your lending positions:

Metric	Description
Total Supplied	Total amount you've supplied
Total Withdrawn	Total amount you've withdrawn
Net Supplied	Current active supply amount
Supply APY	Current interest rate being earned
Assets USD	Current USD value of your supply
First Supply Date	When you first supplied to the position